Effective Date: July 20, 2026

Last Updated: July 20, 2026

IRA Ideas LLC respects the privacy of its website visitors, clients, prospective clients, consultation purchasers, event applicants, event participants, email recipients, and others who communicate with us.

This Privacy Policy explains how IRA Ideas LLC, referred to as “IRA Ideas,” “we,” “us,” or “our,” collects, uses, stores, and discloses personal information through:

• com and its related pages
• Website contact forms
• Appointment-scheduling links
• Event invitation and application forms
• Registration or payment links that reference this Privacy Policy
• Email, telephone, and other direct communications
• Educational events, consultations, and related follow-up

This Privacy Policy does not replace any engagement agreement, event agreement, confidentiality agreement, payment policy, or other written agreement between you and IRA Ideas.

1. INFORMATION WE COLLECT

The information we collect depends on how you interact with IRA Ideas.

Information You Provide Directly

We may collect information that you voluntarily provide, including:

• First and last name
• Email address
• Telephone number
• Company or organization
• Professional role
• Mailing or business address
• Appointment information
• Questions or messages submitted through the website
• Consultation requests
• Event invitation-list information
• Event application answers
• Attendance and availability information
• General information about retirement plans, assets, entities, investments, businesses, trusts, transactions, and planning objectives
• Communications you send to Tim Berry or IRA Ideas
• Information needed to respond to a request, conduct a conflict review, administer an event, or provide an agreed service

Event Application Information

When an event application is made available, we may ask for information such as:

• Retirement-plan asset ranges
• General total-asset ranges
• Types of assets or structures involved
• Planning questions
• Decisions you need to make
• Reasons a matter needs to be addressed
• Topics that are relevant to your situation
• Your objectives for attending
• Your ability to attend and complete required preparation
• Application, acceptance, waitlist, registration, and payment status

Do not submit Social Security numbers, complete account numbers, passwords, complete tax returns, unredacted identification, or confidential source documents through a public website form.

Accepted clients or event participants will receive separate instructions when supporting documents are reasonably required.

Information Collected Automatically

When you visit the website, our website host and technology providers may automatically receive limited technical information, such as:

• Internet Protocol address
• Browser type
• Device type
• Operating system
• Date and time of access
• Pages viewed
• Referring webpage
• Basic website-error and security information

The website may use ordinary cookies or similar technologies needed to operate website features, process forms, maintain security, and understand general website use.

You may manage or block cookies through your browser settings. Blocking cookies may affect the operation of certain website features.

Information Received From Third Parties

We may receive information from service providers used to operate the website and services, including:

• Appointment-scheduling providers
• Website hosting and form providers
• Email and communication providers
• Customer-management systems
• Payment processors, when applicable
• Event and administrative providers

We may also receive information from a person or professional who contacts us on your behalf.

2. HOW WE USE PERSONAL INFORMATION

IRA Ideas may use personal information to:

• Respond to your inquiry
• Communicate with you
• Schedule or administer an appointment
• Conduct an initial conflict review
• Evaluate whether IRA Ideas can assist you
• Provide a consultation or other agreed service
• Administer an event invitation list
• Review an event application
• Manage event acceptance, registration, attendance, and follow-up
• Send appointment, event, application, or payment information
• Maintain business, accounting, and service records
• Protect the website and communication systems
• Prevent fraud, misuse, or unauthorized access
• Comply with legal, tax, court, and professional obligations
• Establish, exercise, or defend legal rights
• Improve the website, forms, consultations, and events
• Send educational or promotional communications where permitted

We will not use detailed retirement-plan information, confidential documents, or event application answers for unrelated advertising purposes.

3. HOW WE DISCLOSE PERSONAL INFORMATION

IRA Ideas does not sell or rent personal information for money.

We may disclose information in the limited circumstances described below.

Service Providers

We may provide information to companies that assist us with:

• Website hosting
• Website forms
• Appointment scheduling
• Email delivery
• Customer and contact management
• Payment processing
• Data storage and backup
• Information technology
• Event administration
• Accounting
• Security and fraud prevention

These providers may receive only the information reasonably necessary to perform the service for which they are engaged.

For example, IRA Ideas currently links to Zoho Bookings for appointment scheduling. Information entered through an external scheduling service is also governed by that provider’s privacy practices.

Professionals Involved in a Matter

When appropriate and authorized, information may be shared with professionals involved in a matter, such as:

• Attorneys
• CPAs
• Plan administrators
• Custodians
• Valuation professionals
• Consultants
• Other advisors or service providers

Client information remains subject to applicable engagement terms, professional obligations, privilege, and confidentiality requirements.

Legal and Protective Purposes

We may disclose information when reasonably necessary to:

• Comply with applicable law
• Respond to a valid subpoena, court order, or government request
• Protect IRA Ideas, a client, or another person
• Investigate fraud, misuse, or a security incident
• Enforce an agreement
• Establish, exercise, or defend a legal claim
• Satisfy professional-responsibility obligations

With Your Direction

We may disclose information when you direct or authorize us to do so.

4. ATTORNEY-CLIENT RELATIONSHIP AND PROSPECTIVE-CLIENT INFORMATION

Tim Berry is an attorney. However, visiting the website, reading website content, joining an invitation list, submitting an event application, scheduling an appointment, or sending information does not by itself create an attorney-client relationship.

An attorney-client relationship is created only when:

• IRA Ideas agrees to the representation
• Any required conflict review is completed
• The scope of the representation is established
• The parties enter into any required written engagement agreement

Information provided by a person seeking legal assistance may be subject to duties owed to prospective clients under applicable law. However, submitting information does not guarantee that IRA Ideas can represent you or that an attorney-client relationship will be formed.

Before IRA Ideas confirms an engagement, do not send:

• Social Security numbers
• Full financial- or retirement-account numbers
• Passwords or security codes
• Complete tax returns
• Unredacted identification
• Highly sensitive legal documents
• Information you would not want disclosed if a conflict prevents representation

Information submitted before an engagement is confirmed may be used to:

• Respond to you
• Understand the general nature of the matter
• Conduct a conflict review
• Decide whether IRA Ideas can assist
• Schedule a consultation
• Prepare an event or educational session

For existing clients, the applicable engagement agreement and professional duties may provide protections beyond this Privacy Policy. When those protections are greater, the greater protection controls.

5. EDUCATIONAL EVENTS

Joining an invitation list, applying for an event, registering, or attending an educational event does not by itself create an attorney-client, tax-advisor, investment-advisor, valuation, or fiduciary relationship.

IRA Ideas may use event information to:

• Evaluate whether an event is an appropriate fit
• Communicate an application decision
• Administer registration and payment
• Prepare the educational program
• Understand participant questions
• Develop participant materials
• Coordinate attendance and logistics
• Provide promised follow-up

Participants may receive separate event, payment, confidentiality, recording, and attendance terms.

IRA Ideas will not publicly identify a participant or disclose the participant’s detailed submitted situation for marketing without permission or another lawful basis.

6. APPOINTMENT-SCHEDULING SERVICES

IRA Ideas currently links to an external appointment-scheduling provider.

When you use that service, the provider may collect information such as:

• Name
• Email address
• Telephone number
• Appointment date and time
• Time zone
• Service selected
• Notes you choose to provide
• Basic device and technical information

Do not include confidential documents, complete account numbers, Social Security numbers, passwords, or detailed privileged information in an appointment-scheduling field.

The scheduling provider’s own privacy policy and terms also apply to information submitted directly through its service.

7. PAYMENTS

When IRA Ideas provides a third-party payment link, payment information may be collected and processed directly by the payment provider identified at checkout.

The payment provider may collect:

• Name
• Billing information
• Payment-card information
• Transaction information
• Device and fraud-prevention information

IRA Ideas may receive limited information such as:

• Amount paid
• Date of payment
• Payment status
• Transaction identifier
• Limited payment-method information
• Refund or credit status

IRA Ideas does not intend to collect or store complete payment-card numbers or card-security codes through its public website forms.

Do not send payment-card information through ordinary email or a public contact form.

8. EMAIL AND TELEPHONE COMMUNICATIONS

IRA Ideas may use the contact information you provide to:

• Respond to your request
• Send appointment information
• Send event invitation or application information
• Provide administrative updates
• Send receipts or payment notices
• Deliver educational information
• Send information about IRA Ideas services or events

Promotional emails will include an unsubscribe method where required.

Unsubscribing from promotional email does not prevent IRA Ideas from sending necessary communications concerning:

• An appointment
• An application
• A registration
• A payment
• An existing service
• A legal or security matter

Providing a telephone number does not by itself constitute consent to receive automated marketing text messages.

IRA Ideas will not share mobile-number opt-in information or text-message consent with unaffiliated third parties for their own marketing.

9. THIRD-PARTY WEBSITES AND MEDIA

The website may contain links to or content from third-party services, including:

• Zoho Bookings
• YouTube
• Payment providers
• Government websites
• Professional resources
• Other external websites

IRA Ideas does not control the privacy, security, or content practices of third-party websites.

When you leave IRAIdeas.com or interact directly with a third-party service, that provider’s privacy policy and terms may apply.

A link to a third-party website does not mean IRA Ideas is responsible for that provider’s conduct or security.

10. DATA SECURITY

IRA Ideas uses reasonable administrative, technical, and physical safeguards appropriate to the nature of the information maintained.

Those safeguards may include:

• Limiting access to people who reasonably need the information
• Using password-protected systems
• Using secure website connections
• Using established third-party providers
• Protecting accounts and devices
• Maintaining appropriate backups
• Taking reasonable steps to prevent unauthorized access or disclosure

No website, email system, transmission method, or storage system can be guaranteed completely secure.

Do not send highly sensitive information through ordinary email or a public website form unless IRA Ideas has specifically instructed you to do so.

If you believe information submitted to IRA Ideas has been accessed, disclosed, or used improperly, contact us promptly at:

[email protected]

When required by applicable law, IRA Ideas will provide legally required notice concerning a qualifying security breach.

11. DATA RETENTION

IRA Ideas retains personal information for as long as reasonably necessary to:

• Respond to a request
• Provide an agreed service
• Administer an appointment or event
• Maintain business and accounting records
• Comply with legal and professional obligations
• Resolve disputes
• Prevent fraud or misuse
• Enforce agreements
• Establish or defend legal rights

Retention may vary depending on:

• The type of information
• Whether a legal representation was formed
• The applicable engagement agreement
• Professional-responsibility requirements
• Tax and accounting requirements
• Litigation holds
• The nature of the consultation, event, or matter

IRA Ideas may retain a limited record of an unsubscribe, deletion request, or other preference when necessary to ensure the request continues to be honored.

When information is no longer reasonably required, IRA Ideas may delete, destroy, anonymize, or securely isolate it.

12. YOUR PRIVACY CHOICES AND RIGHTS

Depending on applicable law and your relationship with IRA Ideas, you may request that we:

• Confirm whether we maintain personal information about you
• Provide access to personal information
• Correct inaccurate information
• Delete personal information
• Stop promotional communications
• Provide information about how personal information is used or disclosed

Certain requests may be limited or denied when information must be retained because of:

• Attorney-client privilege
• Attorney work product
• Duties concerning current, former, or prospective clients
• Legal or professional obligations
• Court orders
• Tax or accounting requirements
• Security or fraud-prevention needs
• An existing contract
• The establishment or defense of legal claims

We may take reasonable steps to verify your identity before completing a request.

To submit a privacy request, email:

[email protected]

Use the subject line:

Privacy Request

Please include:

• Your name
• The email address or telephone number associated with your interaction
• Your state of residence
• Your relationship with IRA Ideas
• A clear description of your request

Do not send government identification through ordinary email unless specifically requested through a secure method.

IRA Ideas will not unlawfully discriminate against you for exercising a privacy right.

13. CHILDREN’S PRIVACY

IRAIdeas.com and IRA Ideas’ services are intended for adults.

We do not knowingly collect personal information online from children under 13.

Event applications and paid consultations are intended for adults or individuals acting through an authorized legal representative.

If you believe a child has submitted personal information, contact:

[email protected]

14. CHANGES TO THIS PRIVACY POLICY

IRA Ideas may update this Privacy Policy when:

• Website features change
• New forms or services are added
• Service providers change
• Data practices change
• Legal or professional requirements change

The updated version will display a revised “Last Updated” date.

When required by law, IRA Ideas will provide additional notice of a material change.

15. CONTACT IRA IDEAS

Questions, concerns, and privacy requests may be directed to:

IRA Ideas LLC

2473 S. Higley Road, Suite 104-117

Gilbert, Arizona 85295

Privacy Email: [email protected]

Telephone: 602-900-1855

For privacy requests, use the subject line:

Privacy Request