Advanced 401(k) Planning Session
Effective Date: August 9, 2026
These Event Terms and Payment Policy apply to Tim Berry’s Advanced 401(k) Planning Session scheduled for October 22–24, 2026, in Dallas, Texas.
By submitting payment, you acknowledge that you have read, understood, and agreed to these terms.
The session is scheduled as follows:
The current planned format is:
The exact venue, arrival instructions, and daily schedule will be provided to confirmed participants.
IRA Ideas may make reasonable changes to the schedule, venue, format, order of topics, meals, or other logistical details while preserving the central purpose and promised deliverables of the session.
Submitting an application does not guarantee acceptance or reserve a seat.
An applicant may register only after receiving written acceptance from IRA Ideas.
Acceptance creates a limited payment window. It does not confirm a seat.
A seat becomes confirmed only when IRA Ideas successfully receives either:
The payment window expires at the date and time stated in the acceptance communication or checkout page.
IRA Ideas may withdraw an unpaid acceptance after the payment deadline and offer the opportunity to another applicant.
The total registration price is $7,500 per participant. One paid registration admits one accepted participant.
The registration includes:
Travel, lodging, transportation, personal expenses, implementation costs, document preparation, tax return preparation, valuation work, plan administration fees, investment expenses, and services beyond the scope of the session are not included.
An accepted applicant may choose either of the following:
The first $2,500 paid under either option is the nonrefundable deposit, except when these terms specifically provide otherwise.
If the participant pays only the deposit, the remaining $5,000 must be received no later than the exact deadline stated on the invoice.
The deadline will be seven calendar days after the deposit is successfully received.
Failure to pay the balance by the deadline may result in:
IRA Ideas may extend a deadline in writing, but is not required to do so. An oral statement does not change a payment deadline.
All cancellation requests must be sent in writing to [email protected].
The $2,500 deposit is nonrefundable except when IRA Ideas cancels the session or reschedules it under the circumstances described below.
The deposit compensates IRA Ideas for:
If written cancellation is received on or before September 15, 2026, at 11:59 p.m. Central Time, IRA Ideas will refund amounts paid above the $2,500 deposit.
If cancellation is received after that deadline:
Refunds will be returned to the original payment method when reasonably possible.
Registration may not be sold, assigned, transferred, or given to another person without written approval from IRA Ideas.
A proposed substitute must:
Approval is not guaranteed. No substitution may be made after September 15, 2026, unless IRA Ideas approves it in writing.
If IRA Ideas cancels the session and does not offer a rescheduled date, all registration payments received for the session will be refunded.
If IRA Ideas reschedules the session, the participant may:
The participant must request a refund within 10 calendar days after receiving the rescheduling notice. If no refund request is received within that period, the participant’s registration and payments will transfer to the rescheduled date.
IRA Ideas is not responsible for airfare, lodging, transportation, lost income, lost business opportunities, or other expenses resulting from cancellation, rescheduling, travel interruption, or a participant’s inability to attend.
Participants should consider refundable travel arrangements or appropriate travel insurance.
The value of the session depends in part on advance preparation.
Tim may request information concerning:
Participants must provide information honestly and to the best of their knowledge.
Do not submit Social Security numbers, passwords, full account numbers, or complete confidential documents through public forms or ordinary email. Secure submission instructions will be provided when supporting documents are needed.
Failure to complete requested preparation may limit the work that can be completed during the session and does not create a right to a refund.
A participant who substantially completes the requested advance preparation and attends both working days will receive the personalized written Action Map described in the event materials.
The Action Map may identify:
If any part of the promised Action Map remains incomplete or unclear, Tim will continue working privately with the participant at no additional charge until the Action Map is complete and clear.
The Action Map Completion Promise applies only to:
The Action Map Completion Promise does not include:
The Action Map Completion Promise is limited to completion and reasonable clarification of the participant’s written Action Map. It does not guarantee tax savings, a particular legal result, investment performance, protection from every possible risk, IRS or regulatory approval, acceptance by a custodian, administrator, court, agency, or other third party, or any particular financial outcome.
The session includes advanced education, participant questions and discussion, private application of the material to each participant’s situation, and development of a written Action Map.
The session does not include every service that may later be required to carry out a participant’s plan.
Participants remain responsible for deciding whether and how to act on the information and planning developed during the session.
Applying, paying, attending the session, participating in educational discussions, receiving educational materials, or receiving an Action Map does not by itself establish an attorney-client relationship.
Any separate legal representation requires an appropriate conflict review, IRA Ideas’ express agreement to the representation, a defined scope of work, and a separate written engagement agreement when required.
Participants may not audio record the session, video record the session, livestream the session, photograph another participant or another participant’s materials without permission, record another participant without permission, redistribute session materials, or use artificial intelligence transcription or recording tools without written permission.
IRA Ideas will not publicly use an identifiable participant’s name, testimonial, photograph, recording, or submitted planning situation for marketing without permission or another lawful basis.
Participants must act professionally and respectfully.
IRA Ideas may remove a participant for conduct including harassment, threats, repeated disruption, unauthorized recording, misuse of event materials, fraud or material dishonesty, or conduct that threatens the safety or integrity of the session.
Removal for serious misconduct does not create a right to a refund.
All presentations, written materials, templates, recordings authorized by IRA Ideas, and other event content remain the property of IRA Ideas or the applicable owner.
Participants may use materials for their own personal or internal business planning. Participants may not: resell the materials, publish the materials, upload them publicly, use them to teach a competing program, distribute them to a mailing list, remove ownership notices, or record or reproduce the session without permission.
A participant may use and share their personalized written Action Map for their own personal, business, retirement, tax, estate, or planning purposes.
The registration price does not include airfare, lodging, ground transportation, parking, personal meals outside those specifically provided, travel insurance, or personal expenses.
Participants are responsible for their own travel arrangements. IRA Ideas is not responsible for travel delays, missed transportation, lost luggage, weather disruptions, or other travel problems.
IRA Ideas may cancel, relocate, delay, or reschedule the session because of circumstances outside its reasonable control, including severe weather, natural disaster, fire, public-health emergency, government order, venue closure, travel disruption, serious illness, security threat, utility or technology failure, or other events that make the session unsafe, unlawful, or impractical.
The cancellation and rescheduling rights described in Section 8 will apply.
Participants should contact IRA Ideas promptly concerning a payment, cancellation, promised refund, or registration problem at [email protected].
Participants agree to give IRA Ideas a reasonable opportunity to investigate and address the issue before initiating a payment dispute or chargeback.
Nothing in these terms waives a right that cannot legally be waived.
To the fullest extent permitted by applicable law, IRA Ideas is not responsible for indirect, incidental, special, or consequential losses arising from travel arrangements, missed business opportunities, lost income, participant decisions or actions, conduct of another participant, or changes in law, regulation, market conditions, or participant circumstances.
Any registration fee refund obligation will be governed by these Event Terms. Nothing in these terms limits liability that cannot legally be limited.
These Event Terms and any dispute arising out of or relating to the application, registration, payment, attendance, participation, or services provided in connection with the event will be governed by the laws of the State of Texas, without regard to conflict of law principles, except where applicable law provides otherwise.
To the fullest extent permitted by law, any lawsuit or legal proceeding arising out of or relating to these Event Terms or the event must be brought exclusively in a state or federal court with jurisdiction in Dallas County, Texas, and each participant consents to the jurisdiction and venue of those courts.
These Event Terms, the accepted applicant’s checkout agreement, and any separately signed event documents constitute the agreement concerning registration and attendance.
A separate written legal-engagement agreement controls any separate legal representation.
If one provision is found unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.
A delay in enforcing a provision does not waive the right to enforce it later.
Changes to these terms must be made in writing by IRA Ideas.
IRA Ideas LLC
2473 S. Higley Road, Suite 104-117
Gilbert, Arizona 85295
Event and Payment Questions: [email protected]
Privacy Questions: [email protected]
Telephone: 602-900-1855